Increase in population has made international tourism in India a bright industry. However, Indian travelers have forgotten the crucial aspect of foreign exchange. Here are a few hacks one should consider to ensure best value for their money, while traveling to other countries on business or leisure.
Say no to the counters at airports: The foreign exchange counters at airports provide a premium of 10 to 13% over the usual exchange rates, and this will only reduce the amount of currency one has at their disposal during their trip. A foreign exchange counter at airports is simply waiting to exploit a desperate traveler. So be smart and buy foreign currency 3-7 days before the travel, and stay away from the foreign exchange counters at airports.
Compare: Forex rates change on a dynamic scale and some agencies will hardly keep up with these variations. Not understanding the dynamics of forex can make one get a bad deal for the exchange, which reduces one’s ability to spend and enjoy the trip.
Check for RBI authorization: Not many are aware of the importance of RBI authorization. Exchanging currency at an unauthorized dealer or agent can lead to trouble after the transaction. Since most of the unauthorized dealers are suspected to be involved in scams, it is highly possible for you to get dragged into serious legal issues if you do business with such agencies.
Use a smarter way to carry currency: Travelers still carry cheques and it is an antiquated way to carry foreign currency. Switch to forex cards, as these cards have multiple benefits over traveler’s cheques. When encashing a substantial amount, the 3 to 5 % markup can add up to a lot of money. Using forex cards(multi currency travel money card) avoids this problem, and is a more secure and easier option.
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